Before you start making an offer on a property you will need to know how much you can realistically afford to borrow and whether you meet the required Lending Criteria.
Not all Lenders use the same way of calculating how much you can afford, so working out your purchase price range is not an exact science! What this means is that some Lenders can offer to lend the same person more money than others.
That’s where our Mortgage Professionals can offer help and guidance by giving you a good idea of how much you can afford to borrow, so you can make an offer to buy a property with confidence.
Having access to the Full Marketplace will mean our Mortgage Professionals will be able to take the strain out of finding you the right Lender, even if your circumstances could be considered out of the ordinary.
If you would like to make a start on buying the home of your dreams, you should first of all consider speaking to one of our advisers, who will be more than happy to go through a free, confidential, no obligation Mortgage Review, which should only take about 20 minutes of your time.
To make things easier, you should try to have the following information to hand:
Once you have spoken to one of our advisers they may be in a position to provide you with an immediate Agreement in Principle or even a firm decision in writing, usually within 24 hours.
When our Mortgage Adviser has confirmed what your options are in writing, you will be in a better position to buy as your seller will know they can take your offer seriously!